Local · Independent · Trusted

Personal & Business Insurance — Customized for You, Not the Carrier.

Are You Covered?

I'm Stephanie Cummings — your local, independent insurance agent in Nebraska. I shop multiple carriers so you get the right coverage at the right price, with someone who actually knows your name.

Services
Stephanie Cummings, Insurance Agent
Licensed & Independent
Local Nebraska Agent
Multiple Top Carriers
Nebraska, Iowa, Missouri & Connecticut
What I Cover

Coverage for Every Part of Your Life

Protecting what matters most

Auto Insurance

Auto Insurance

Protect yourself and your family on the road. We shop multiple carriers to find you the best coverage at the best price.

Home Insurance

Home Insurance

Your home is your biggest investment. Let us make sure it's fully protected against the unexpected.

Business Insurance

Business Insurance

Keep your business running no matter what. From liability to property, we've got your business covered.

Recreational Vehicles

Recreational Vehicles

From ATVs and motorcycles to boats and RVs — protect your recreational investments so you can enjoy the ride worry-free.

Stephanie Cummings, Insurance Agent
About Stephanie

Your Neighbor, Your Agent

I started Stephanie Cummings Insurance because I saw too many people overpaying for coverage — or worse, not having the protection they actually needed.

As an independent agent, I work for you — not the insurance companies. I compare multiple top-rated carriers to find the best coverage, the best value, and the right fit for your situation. When something goes wrong, you won't be calling a call center — you'll be calling me.

  • Licensed independent insurance agent
  • Access to multiple top-rated carriers
  • Personalized, one-on-one service
  • Local Nebraska community member
Client Stories

What My Clients Say

March 2024

"Stephanie made the whole process so easy. She found me better coverage at a lower price than I was paying before. Highly recommend!"

Sarah M.

Elkhorn, Nebraska

January 2024

"I run a small contracting business and Stephanie has been a lifesaver. I've called her at 7pm on a Friday and she picked right up. You just don't find that kind of service anymore."

Mike D.

Des Moines, Iowa

December 2023

"We were nervous switching insurance agents, but Stephanie made it seamless. She's responsive even after hours — we've texted her on weekends and always hear back quickly."

Carla & James T.

Kansas City, Missouri

Ready to Get the Right Coverage?

Getting a free quote is quick and easy. Give me a call or fill out the form and I'll get back to you personally — no automated systems, no runaround.

Request a Free Quote

Fill out a quick form and I'll get back to you personally — no automated systems, no runaround.

Or call/text: (712) 621-8818
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Stephanie CummingsInsurance, LLC

Local. Independent. Trusted. Helping families and businesses across Nebraska, Iowa, Missouri & Connecticut — Protecting What Matters Most.

Are You Covered?

As an independent insurance agency, I work with multiple top-rated carriers to find the best coverage for your needs.

Licensed Independent Insurance Agent
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Contact

(712) 621-8818[email protected]
1520 N 205th Street, Ste 104, Office 2
Elkhorn, NE 68022
Serving Nebraska, Iowa, Missouri & Connecticut
© 2026 Stephanie Cummings Insurance, LLC. All rights reserved.

Stephanie Cummings Insurance, LLC is a licensed independent insurance agency located within and affiliated with The Insurance Center, Inc. All policies are underwritten by the applicable insurance carriers and not by The Insurance Center, Inc. License information available upon request.